‘A goal without a plan is just a wish.‘

Welcome to Four Pillars Financial Planning where our clients are at the heart of what we do. As Independent Financial Planners we have a legal, moral, and commercial obligation to our clients which is the core of our client proposition.

We provide Independent Financial and Lifestyle Planning to individuals and business owners to help them create Financial Freedom, Financial Independence and achieve their desired lifestyle and goals. The Four Pillars of Life are a key part of our company as everyone should focus on Health, Wealth, Gratitude & Happiness not just money.

Building Wealth for a fulfilling life

We help you achieve your financial goals and Financial Freedom. We offer independent financial planning, investment advice, tax advice, business planning, and generational planning, all tailored to your unique needs.

At Four Pillars Financial Planning we have decades of valuable experience serving clients in financial services. From our experience, we believe financial planning should empower you to live the life you want to live. That's why we constantly evaluate the market to ensure our services and products remain relevant and deliver true value for our clients.

How can we help?

personal

Developing your Financial Growth plan

Taking control of your finances doesn't have to be overwhelming. A financial plan acts as your roadmap to a secure future, tailored to your unique goals and circumstances.

Protecting your Wealth

The right protection can be invaluable for you and your loved ones in the face of an unexpected event.

Growing your Wealth

You may have already achieved successes in your career, business or desired lifestyle goals and are looking to take your plan to the next level. 

Planning your Financial Independence

Retirement should be a time to relax, travel, and pursue your passions. But without proper planning, it can become a period of financial stress and unease.

Generational & Tax Planning

Building wealth takes time and effort. But what happens to it after you're gone? We know from experience how important family is, and that you will want to do your best to help out where you can.  

A hiker strolling through a wooded trail with distant mountains.

Business Owners

Developing Your Business

We're passionate about empowering owners and entrepreneurs like you to achieve your business goals. 

Protecting Your Business

While we all strive for stability in our lives and businesses, we can sometimes overlook the importance of safeguarding ourselves against unforeseen circumstances. The reality is, our health, careers, and income streams can experience unexpected shifts.

Selling your business

Selling your business isn't just about the transaction – it's about charting a course for your long-term financial well-being.

Tax Planning for your business

Navigating the complexities of corporate tax can be challenging, especially for growing businesses.

What our clients say

  • Sought advice from Keith before my retirement in 2018, he took great time and care to explain my options, pros and cons etc until I and my wife were ready to make our decision with peace of mind. His advice led to me making the best financial decision I ever made. I have no hesitation in recommending Keith and his excellent team to any prospective client.

    — Max & Sonja

  • Highly recommend 4PFP, we have recently had a meeting with our Financial Adviser there (Keith) due to an unexpected family expenditure. He was so helpful with all aspects of this from explaining the best option for releasing capital to what we should do going forward. He explained everything so clearly and we both felt so much better after the meeting. The office is just outside Salisbury so easily accessible with plenty of parking and good coffee!

    — Nicky & Alan

  • I was introduced to Keith by a friend some years ago and made the decision to entrust him with my finances. Whilst being very happy with the service and the investments made on my behalf I have also always found Keith to be very respectful, personable, polite, interested and above all honest.

    — Sandra

  • We have finally found a company whose main priority is their clients financial future, and welfare, and not their own success. First class knowledgeable advice from Keith in the management of our lifestyle covering investments, savings, property and pensions, for us and our immediate family. Knowledgeable back office members who have the ability and experience, in answering queries that do not require an authorised and qualified advisor.

    — Andy & Annie

  • Keith has advised us for several years and is the best IFA by far that we have had. He is a genuine and honest person who listens, is patient, and will readily provide further explanations. Keith emphasises the holistic approach that he takes to one’s finances, life circumstances, attitudes to risk, and life goals, and then distills everything so that shorter term plans and broader strategies are both easy to understand and meaningful. One is left with a clear focus on what lies ahead. You certainly feel that your business is as important to Keith as anyone else’s, that his advice is specifically tailored to you, and that it is your interests that come first. We are very pleased to continue to look to our family’s future with their help and guidance.

    — Steve & Caryl

  • My wife and I have known Keith Hartland for the past 25 years and he has been instrumental in guiding us with our investments and retirement planning. The yearly reviews we have are very helpful as the markets vary during that time and these up dates keep us abreast of the situations that occur, he is always available to contact and set meetings up if necessary. Keith has also helped other members of our families with financial planning and other issues i.e. mortgages, legal etc.

    I do not think my wife and I would be in the good position we are today with out his advice an guidance.

    — Richard & Sharon

  • Keith has been a great advisor and sounding board for myself and my family over the years for all aspects of life, business, and Finances. I have worked in Banking for decades and am now in residential and commercial lending so it’s good to have someone who knows about business, Taxation, and long-term planning. My wife runs a long-term retail business and Keith has also given good input and advised us on many areas. He always looks at the bigger picture and helps formulate plans to get us to where we want to be.

    — Julian & Paulette

our blogs

We believe having insights written by regulated individuals can help you improve your financial education by understanding finances, learning financial literacy, and updating you on the changes to the economy. Giving you the confidence to make informed financial decisions.

 

get in touch

Take control of your future. Talk to one of our independent financial planners.